Terms and Conditions

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  "Website" refers to MY PD BUDDY and all associated content, services, and features available at www.mypdbuddy.ai.
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  "User" refers to any person or entity who accesses or interacts with the Website, whether registered or unregistered.
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  "We," "Us," or "Our" refers to the operators and owners of MY PD BUDDY.
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  "Content" includes but is not limited to text, images, graphics, logos, trademarks, audio, video, and software found on the Website.
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  "Services" refers to any features, functionalities, or digital tools provided by the Website.
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  "Subscription Service" refers to the paid subscription plans offered by MY PD BUDDY with recurring billing.
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  "Subscriber" refers to any User who has enrolled in a paid subscription plan, including during free trial periods.
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  "Free Trial" refers to the 24-hour trial period offered to new subscribers at no charge.

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  By using this Website, you acknowledge that you have read, understood, and agreed to these Terms.
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  These Terms apply to all Users, regardless of location, including those accessing the Website from the United States, California, the European Union, and other global jurisdictions.
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  If you do not agree to these Terms, you must immediately cease use of the Website.

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  Users agree to comply with all applicable local, state, national, and international laws when using the Website.
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  Users located in California, USA are specifically subject to the California Consumer Privacy Act (CCPA), the California Online Privacy Protection Act (CalOPPA), and any other relevant consumer protection regulations.
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  Users located in the European Union are subject to the General Data Protection Regulation (GDPR), and any other applicable EU laws regarding data protection and consumer rights.
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  Users in all other jurisdictions must comply with their respective local laws regarding privacy, data protection, and digital commerce.

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  You must be at least 18 years old to use this Website. If you are under 18, you must have express permission from a parent or guardian.

The Website may not be used for illegal, fraudulent, or unethical activities, including but not limited to:

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  Hacking or unauthorized access to computer networks.
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  Distribution of malware, spyware, or malicious software.
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  Harassment, threats, or defamatory conduct towards others.
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  Violations of intellectual property rights.
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  Activities that infringe upon the privacy rights of others.
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  Violation of these provisions may result in immediate termination of access and legal action.

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  The Website and all its content, software, logos, trademarks, and branding are the exclusive property of MY PD BUDDY or its licensors and are protected under U.S. and international copyright, trademark, and intellectual property laws.
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  Unauthorized use, reproduction, modification, distribution, or display of any content on the Website is strictly prohibited without our express written permission.
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  Any unauthorized use may result in legal action, including claims for damages and injunctive relief.

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  If Users submit content (e.g., reviews, feedback, comments), they grant MY PD BUDDY an irrevocable, royalty-free, worldwide license to use, modify, and distribute such content in any format.
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  Users warrant that they own the rights to any submitted content and that such content does not violate any third-party rights, including copyright, trademark, or privacy laws.
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  We reserve the right to remove or modify any content that violates these Terms or is deemed inappropriate at our sole discretion.

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  The Website is provided "as is" and "as available" without any express or implied warranties, including but not limited to merchantability, fitness for a particular purpose, or non-infringement.
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  We do not guarantee uninterrupted access, error-free functionality, or virus-free operation of the Website.
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  We are not responsible for third-party content, links, or external websites linked to from our Website.
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  To the fullest extent permitted by law, we disclaim all liability for any direct, indirect, incidental, or consequential damages arising from use of the Website.

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  In no event shall MY PD BUDDY, its officers, employees, affiliates, or partners be liable for any damages, including loss of profits, data breaches, service interruptions, or personal injuries, arising out of the use of the Website.
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  Our liability shall not exceed the amount paid by the User (if any) for accessing the Website.

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  We collect and process personal data in compliance with our Privacy Policy.
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  California residents may exercise their CCPA rights, including requesting access to, deletion of, or restriction of their personal data.
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  EU residents have the right to data portability, rectification, and erasure under GDPR.

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  We reserve the right to terminate or restrict access to the Website at any time, without notice, for violations of these Terms or applicable laws.
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  Users who engage in prohibited activities may face legal action and be reported to law enforcement authorities.

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  These Terms shall be governed by and construed in accordance with the laws of the State of California, USA, without regard to its conflict of law principles.
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  Any legal disputes shall be resolved exclusively in the courts of California unless otherwise required by law.

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  Users agree to indemnify, defend, and hold harmless MY PD BUDDY and its affiliates from any claims, damages, or liabilities arising from their use of the Website, violation of these Terms, or infringement of third-party rights.

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  We reserve the right to modify or update these Terms at any time. The latest version will always be posted on the Website.
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  Continued use of the Website after updates constitutes acceptance of the revised Terms.

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  We offer monthly and yearly subscription plans with recurring billing, as well as a 24-hour free trial option.
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  To begin the free trial, you must provide valid credit card information. No charges will occur during the 24-hour trial period.
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  By initiating the free trial, you authorize MY PD BUDDY to automatically enroll you in the monthly subscription plan once the trial ends.
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  If you do not cancel within 24 hours, your credit card will be charged for the monthly subscription.
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  You may cancel at any time during the free trial through your account settings or by contacting support.
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  Subscription fees are non-refundable once billed, except where required by law.
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  We reserve the right to modify pricing and features, with at least 30 days' notice for existing Subscribers.

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  Subscriptions renew automatically at the end of each billing cycle unless cancelled prior to renewal.
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  Cancellations take effect at the end of the current billing period. Access continues until expiration.
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  We do not provide prorated refunds for cancellations made mid-cycle.

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  Subscribers must provide accurate billing and contact information and keep it up to date.
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  You are responsible for securing your login credentials. Sharing account access is strictly prohibited.
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  Unauthorized use may result in suspension or termination without refund.

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  MY PD BUDDY may modify, suspend, or terminate the Subscription Service at any time, with appropriate notice.
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  If we permanently discontinue the Service, Subscribers will receive a pro-rated refund for any unused paid period.
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  We may terminate subscriptions for abuse, fraud, or Terms violations without refund.

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  All subscription charges are non-refundable, except where required by applicable law.
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  Initiating a chargeback may result in immediate account suspension pending resolution.
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  For billing disputes, contact us directly at info@mypdbuddy.ai before pursuing third-party remedies.

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  Any dispute arising from subscription services shall be submitted to binding arbitration in California, unless prohibited by law.
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  Arbitration proceedings will be conducted in accordance with the rules of the American Arbitration Association.
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  Both parties waive the right to participate in class action lawsuits or class-wide arbitration.

For any questions, support, or legal concerns regarding these Terms, please contact us at info@mypdbuddy.ai

By using this Website or subscribing to our services (including the 24-hour free trial), you confirm that you have read, understood, and agree to these Terms and Conditions in their entirety, and consent to automatic enrollment in the monthly plan if you do not cancel before the trial ends.